Evaluation of Possible Consequences of Providing Credit Card to the College and University Students in Bangladesh

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    Evaluation of Possible Consequences of Providing Credit Card to the College and University Students in Bangladesh

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    project report (421.8Kb)
    Date
    2018-12-13
    Author
    Saha, Sagar
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    Abstract
    Bangladesh is a developing country. Here, the market based economy exists. Its economy is 42nd largest in the world. The financial sector of Bangladesh holds the second position in the subcontinent. The banking sector has also developed dramatically. As a result, standard of living here is also getting better. In Bangladesh, about 65% people are getting various facilities provided by the bank. And the percentage is also increasing day-by-day. Credit card is one of them. Usage of credit card has increased significantly recently in Bangladesh. People are getting used to credit card for shopping daily and other necessaries. Sellers have also adopted the idea of credit card for receiving payments. But in Bangladesh, students are not allowed to apply for credit card. But the scenario is totally different in the other western and developed countries. The main reason behind this is the financial condition of the students and their families. Students are deprived of the benefits of credit card. It is high time to take some initiatives by the banks to provide credit card to the students of Bangladesh. Credit card debt is a burgeoning problem all over the world. And students easily fall into debt because of credit card. Though many students have financial knowledge to handle credit, majority of them don’t have. So, before providing credit card to the students of Bangladesh we have to keep in mind this thing. The purpose of this thesis to identify the aspects and consequences of providing credit card to the students of Bangladesh. I have also tried to find out and recommend the ways how credit card can be provided to the students. The main purpose of this report to attract viewpoint of our commercial banks regarding credit card for students. The day has come to provide credit card to our students for their well-being.
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    http://dspace.uiu.ac.bd/handle/52243/633
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