| dc.description.abstract | Bangladesh is a developing country. Here, the market based economy exists. Its economy
is 42nd largest in the world. The financial sector of Bangladesh holds the second position
in the subcontinent. The banking sector has also developed dramatically. As a result,
standard of living here is also getting better. In Bangladesh, about 65% people are getting various facilities provided by the bank. And the percentage is also increasing day-by-day. Credit card is one of them. Usage of credit
card has increased significantly recently in Bangladesh. People are getting used to credit
card for shopping daily and other necessaries. Sellers have also adopted the idea of credit
card for receiving payments. But in Bangladesh, students are not allowed to apply for credit card. But the scenario is
totally different in the other western and developed countries. The main reason behind this
is the financial condition of the students and their families. Students are deprived of the
benefits of credit card. It is high time to take some initiatives by the banks to provide credit
card to the students of Bangladesh. Credit card debt is a burgeoning problem all over the world. And students easily fall into
debt because of credit card. Though many students have financial knowledge to handle
credit, majority of them don’t have. So, before providing credit card to the students of
Bangladesh we have to keep in mind this thing. The purpose of this thesis to identify the aspects and consequences of providing credit card to the students of Bangladesh. I have also tried to find out and recommend the ways how
credit card can be provided to the students. The main purpose of this report to attract
viewpoint of our commercial banks regarding credit card for students. The day has come
to provide credit card to our students for their well-being. | en_US |
