General Banking Performance of Sonali Bank Limited-A Case Study on Mohammadpur Krishi Market Branch

Abstract

Sonali Bank Limited (SBL) was established in 1972 under the Bangladesh Banks (Nationalization) Order, through the amalgamation and nationalization of the branches of National Bank of Pakistan, Bank of Bahawalpur and Premier Bank branches located in East Pakistan until the 1971 Bangladesh Liberation War. When it was established, Sonali Bank had a paid up capital of 30 million taka. They are now providing all modern banking service to their clients and customers that fulfill the satisfaction of the customer. There are two types of data that I used in preparing the report. One is primary data, and another is secondary data. The study has been mainly based on the General Banking Performance of SBL- A Case Study on Mohammadpur Krishi Market Branch. I have audited annual report that the Bank has published annually. I have searched on the internet for information. According to the Income Statement in 2017, total revenue is over 71187 million and has increased 209 million compared to the year of 2016. On the other hand, total expenses have been decreased 4329 million which is remarkable. Moreover, operating profit is 11955 in the year 2017 which is 7704 more than that of the year of 2016. Profit after tax has been increased by 367.81% compared to that of the year of 2016. Let's have a look at the Earnings per share; it has been raised by 14.54. On the other hand, there is a massive increase in every sector from 2016compaired to 2015. However, there was little change between 2015 and 2014. There was a little increase in revenue from 2014 to 2015. However, from 2015 to 2016, there was a considerable increase in revenue. After that, there was no almost change in income from 2016 to 2017. There was a little increase in Total Expense from 2014 to 2015. However, from 2015 to 2016, there was a considerable increase in Total Expense. After that, there was a decrease in Total Expense from 2016 to 2017. There was a little increase in Operating Profit from 2014 to 2015. However, from 2015 to 2016, there was a decrease in Operating Profit. After that, there was a massive increase in Operating Profit from 2016 to 2017. There was a little increase in Total Asset from 2014 to 2015. However, from 2015 to 2016, there was a considerable increase in Total Asset. After that, there was no almost change in Total Asset from 2016 to 2017. There was a little increase in the Total Deposit from 2014 to 2015. However, from 2015 to 2016, there was a vast increase in the Total Deposit. After that, there was no almost change in Total Deposit from 2016 to 2017.