Financial Performance Analysis of Southeast Bank Limited

Abstract

This report has been prepared to give a review of Southeast Bank Limited's financial status. Data from 2019 through 2023 was used to analyze financial performance. A popular strategy, and their ratio analysis, was employed to evaluate Southeast Bank's effectiveness. All five of its financial performance metrics profitability, finances, solvency, effectiveness while and market competitiveness have been quantified using a ratio metric. Southeast Bank always maintained a sufficient level of liquidity, according to the liquidity ratio study. The profitability study suggested that the bank might increase its profitability by focusing on generating good relationships with its clients. According to the results of the efficiency study, this financial institution has been making good use of its resources to generate profits. The solvency examination, however, revealed that the bank's assets do not cover its long-term liabilities. Lastly, the market ratio showed that there has been continuous growth throughout the years. Management, creditors, and investors are all likely to benefit from these studies when making decisions about lending, investing, and long-term strategy. The investigation concludes that the southeast Bank should put an emphasis on satisfying the standards of its present clients, who are looking for dependable and efficient service, through supplying superb customer service. This forward-thinking approach will strengthen Southeast Bank's position in the dynamic market and promote customer loyalty and confidence.