Investment Activities of Social Islami Bank Limited

Abstract

The Social Islami Bank Limited is a well-established bank in Bangladesh. This report mainly focuses on Investment Activity of SIBL. This report is divided into different category that are- investment procedure of SIBL, Mode-wise investment in SIBL, Classified and Unclassified investment procedure, and provision classified investment in SIBL. This report is mainly based on secondary data and some information are given by bank’s executive personnel. SIBL deposit amount is upward trending in year 2015 to 2019 amounted 13857 to 267829 (tk. In million) respectively but the deposit growth rate was fluctuating over the 5 years. On the other hand, the investment amount also increased over the 5 years. The bank invests in different modes and they invested more in Bai-Muazzal over the year. On the other hand, SIBL invested the least in Musharaka mode. In classified investment, the investment trend is fluctuating in recent years that’s why SIBL opened new schemes like Zakat Fund, Hajj scheme, Student Scheme, Young star scheme etc. so that they can improve their investment procedure. Nowadays SIBL is incorporating technology into their services that involve customer interaction. So now SIBL is more connected to the customer and provides the client with better services in different investment modes.