Internship Report on “Emerging Risks for the Banking Institutions”

Abstract

Risk management in banks or other financial institutions has been changed substantially over the past ten years. The regulations that has been flourished from the global financial crisis and the fines that were imposed in its wake rises a float of change in risk functions. The risks now consist of more elaborate and demanding capital, leverage, liquidities, and funding necessaries, as well as higher measures for risk reporting, which includes BCBS 239. Now-a-days-the management of non-financial risks becomes more essential as the standards for compliance and conduct have been strengthened. Banks and the financial institutions have also invested in strengthening their risk cultures and connect their boards more closely in major risk related decisions. They also investigated further define and depicture their lines of protection. Through the expansion of these and other shifts, most of the risk functions in banks and other financial institutions are still in the midst of transformations which react to these increased demands. This report first describes the different literatures of diffident publications. It then outlines the various types of risks which is now available and may emerged 2025 and highlights what different authors say about those emerging risks in their articles. My insights and recommendations build on my knowledge experience which I could gather by preparing this report.