| dc.description.abstract | The main objective of this report is to evaluate the analysis of IDLC Loan Portfolio of last four financial years. IDLC has diversified portfolio of loan products and services.
This report also gives clear idea about IDLC Finance Limited's history and background, their various types of products and services and their working divisions. This report is basically prepared to measure the analysis of loan portfolio of IDLC Finance Limited. Here you can find diversified loan portfolio analysis on the basis of IDLC’s concern and their overall implications.
In this report, the main objective is to show the analysis of loan portfolio of IDLC Finance Limited and their significant implications. I analyzed the classification of loans and advances on the basis of overall concentrations, industrial and geographical aspects. Among the overall classification based on concentration, I found that majority of loans provided by IDLC to SMEs, which is 35 percent followed by real estate finance with 31 percent. On the basis of industrial segmentation, highest loan is provided to IT sector. The second and third sector to which loan is given are Textile and power sectors. The maximum loan provided according to geographic classification is the Dhaka division. The next geographic area where IDLC given loan is the Chottogram division. The least loan given by them is Barishal division. The study furnishes the framework of loans allocation made by IDLC and its overall impact to devise the necessary mechanism to improve the level of loans | en_US |
