Analysis of Mercantile Bank Limited and its industry in Bangladesh: An internship experience perspective

Abstract

The report has been prepared based on banking system of Bangladesh and operations of Mercantile Bank Ltd. A study conducted on Mercantile Bank, Green Road Branch, which is engaged in general baking, credits and foreign exchange. This report focuses on different facilities provided by Mercantile Bank and its overall procedure of Banking. The first part of the report contains specifications of the industry then history, maturity and size of the banking industry. It includes a general description about external economic factors and Porter’s five forces and followed by a clean prospective about the Mercantile bank Limited, which contains overview, vision, mission, structure, organization , services, of Mercantile Bank Limited. Then trend and growth of MBL discuss through the figures of total assets, deposit, and net profit after tax, loans and advance. I also included SWOT analysis of MBL in the report. I did my most of the internship work in foreign banking area there I got to learn about the terms, rules and policies of foreign trade. I also gained knowledge about communication, interpersonal skills, teamwork and real life work experience. From this Internship I got experience of real job at bank, I also found ways to improve my performances at a work place also in the real world. At the end of this report I figured out some of the findings and recommendations which may help them to evaluate the position of the bank and how it can perform better in the future.