Internship report On “Performance analysis of NBFI companies in Department of financial institute and market”

Abstract

As a part of my BBA Program, the internship report is prepared based on the works done during 3 months period of the internship at the Department of Financial Institutions & Markets, at Bangladesh Bank. I have gathered experience in the behavior of Non- Bank Financial Institutions as well as their performance which is expressed to my internship report. NBFIs have added new dimensions in the financial sector with its array of financial products and services. They offer services like leasing, loan financing, corporate financing, merchant banking, customer loans. The performance of NBFIs over the last years have been impressive. NBFIs have concentrated on the industrial sector, with term loan as its major product. As they do not maintain current deposit with customers. NBFIs are facing difficulty in collecting funds and have to compete with banks that have comparative advantage in obtaining near zero-interest deposits from the public. NBFIs are also facing challenges in raising capital through IPO, as the share market has not returned to the upward trajectory and because of stringent regulation by SEC. Alternative sources of funds. Then they can use share market to their benefit by engaging in trading activities. They can also broaden their scope of services and introduce innovative products in the market. With proper support and infrastructure, NBFIs in Bangladesh can contribute immensely in the economic growth of the country.