Financial Performance Analysis of Janata Bank Limited

Abstract

The internship program is an essential part of to obtain a Bachelor of Business Administration (BBA) from United International University. Each student must meet the required credit hours, then they areplaced for observing a specific situation in a real workplace and to guide him to prepare their internship report,an honourable supervisoralways guides the students to prepare their report well. I am so thankful to the career counsel department who managed me the opportunity to work as an intern in Janata Bank Limited which is the 2nd largest government owned commercial bank of Bangladesh. It offers banking services through its 901 branches in all 64 districts of Bangladesh. The bank's commercial banking activities add a wide variety of services, including the preparation of deposits, the granting of investment offices, discounts, cash and foreign exchange transactions and the execution of related services, such as the preservation, and issuance of guarantees, recognitions and letters of credit. I did several tasks as an apprentice and gathered information that could enrich my study of this report valuable. This knowledge was so important for me where I can compare the knowledge that I learned from my university with the practical financial institution. I tried to provide an in-depth analysis of the bank's financial performance analysis using data from the 2013-2017 annual report. In the beginning of preparing this report, I have shared the general and basic ideas of the report as well as the objectives of the report, because without goals,the report cannot be a relevant one. After that, there are discussion on the basic information to share the history and activities performed by Janata Bank Limited. Finally, in the financial performance analysis part, the Horizontal, vertical and ratio analysis has been analysed to portray the financial performance of Janata Bank Ltd during the last five years of 2013-2017 as financial analysis is a logical and mathematical way to show the overall financial performance of the bank over these years. Last but not the least, some problems are shared that are found while analysing the financial performance and in the later chapter few suggestions are mentioned for the betterment of the Bank so that manager of Janata Bank can take precautionary steps if the feel the suggestions are well enough.