| dc.description.abstract | This report is prepared with a view of an in-depth analysis of the small enterprise financing division & performance evaluation. This report has been prepared with a view to widen the idea of the operation of small enterprise financing (SEF) and its responsibility. The purpose of preparing this report was to identify the credit risks a Non-banking financial institution (NBFI) faces and how the credit risks can affect their performance. This report used a quantitative approach so that the findings could be generalized to a larger population. The study is based on the performance of IDLC finance limited. The secondary data were collected from annual reports, journals published by IDLC finance limited. The study revealed that the credit risk management has influence on financial performance of IDLC finance limited as measured by Return on Asset (ROA) and Return on Equity (ROE) and the credit risk management indicators mentioned in the report have significant influence on Return on Asset (ROA) and Return on Equity (ROE). Based on findings, the report suggests that the company is already doing great in its industry but there is still room for improvement. Modifying credit risk management policies, maintaining effective credit administration that requires monitoring, monitoring and controlling the credit risk could be few options for the company to manage credit risk as well as to improve its financial performance. | en_US |
