|dc.description.abstract||The title of the report is “Import & Export Financing of SBAC (South Bangla Agriculture and Commerce) Bank Limited”. This report is originated as a partial requirement of BBA program, United International University (UIU). To prepare this report I had necessary assistance from SBAC Bank Limited during my internship period. The major objective of this report is Import & Export Financing of SBAC Bank Limited. And some specific objectives are to get a brief idea about operational procedure of export & import business financing to analyze the growth rate of export, import and its earnings and examine the export, import financing of SBAC Bank Limited contributions on National export, import business finance.
As our economy is expanding, import performance of SBAC Bank Limited shows that, the growth rate of total import financing was fluctuating from the year 2013 to 2016. The growth of export business financing was more fluctuating because of changes in government rules and regulation, international trade policy etc. But export Performance is increased from 2014 to 2016.Earnings from import financing were decreased and earnings from export business financing of SBAC Bank Limited was increased from 2013 to 2016.The contribution of total foreign trade earnings on total earnings of SBAC Bank Limited were increased from 2013 to 2016. SBAC Bank Limited may develop new attractive financing package for importers which can help to maintain steady and positive growth rate such as lowering the L/C margin to the importer and L/C procedure may be made easier.Earnings from export are increased and import is decreased. To make steady expected profit, it may give more concentration on their existing clients &potentialclients.And they also may develop the new plan and operate their activities more efficiently by active and experienced employee.The contribution of total foreign trade earnings of total earnings of SBAC Bank Ltd were increased from 2013 to 2016. So bank should give more attention on their existing clients & potential clients and also developing new plan.
In the end, this internship report contains some findings and recommendations, which may be helpful for the bank.||en_US