| dc.description.abstract | Jamuna Bank Limited as a third-generation bank started its banking services in 2001. Besides conventional activates, Jamuna Bank also provides Islamic banking services through some designated branches. The objective of the report is to assess the overall financial performance of Jamuna Bank Limited. I used the most commonly accepted performance measurement techniques of ratio analysis. It is a very useful approach to measuring the financial performance of an organization. I conducted ratio analysis on the basis of its major dimensions namely liquidity, efficiency, profitability, solvency, and market.
From the analysis, it is observed that Jamuna bank’s liquidity position remains on average stable over the period which is good for the bank. The total debt ratio, debt-to-equity ratios indicate that the bank has a moderate level of borrowed funds in the business. It seems that financial leverage is not high for the bank that can have a favorable effect on its overall performance. The operating efficiency ratio and other ratios suggest that Jamuna bank has been able to maintain its efficiency level in the current period and consequently, generates improved earnings over the recent periods. It can be said that although the rate of return was small they maintained consistent improvements over the years. | en_US |
