Retail Banking Activities of The City Bank Limited

Abstract

There are four basic dynamic and substantial banking dissections that can be categorized for The City bank like Corporate Banking, Investment Banking, Retail Banking, and Treasury Banking SME Banking. This report plans to describe the retail banking activities of deposit schemes and its asylums feature around retail banking actions accomplishes by the bank. Also, it also contains over-all info of CBL, economic information, findings & knowledge points. Retail banking mentions to finance in which banking organizations perform businesses straight through customers, somewhat than companies or additional banks. Facilities existing contain savings and glance accounts, credit cards, debit cards, mortgages as well as personal loans and so forth. In this report I have analyzed the deposit scheme of The City bank. There are three key deposit schemes analyzed. Results show that among the major deposit schemes I studied (Savings, Current, and Fixed Deposit), fixed deposit holds the major portion around 65 percent of total deposit of the bank. Although savings and current deposits hold small portion of total deposits, but they are showing relatively better growth potential over the years compared to fixed deposit in yearly basis. Fixed deposit scheme of CBL shows 0.9 percent fall from year 2013 to 2017 where other deposits increased by around 0.40 percent from previous years.