Financial Performance Analysis of Bank Asia PLC

Abstract

The purpose of preparing this report is to present the financial position of Bank Asia PLC. The data used in this study are the five-year range from 2020 to 2024. The empirical study of Bank Asia PLC was performing using ratio analysis, which is a popular technique. A ratio analysis has been applied to evaluate the financial performance of it based on five aspects ‐ profitability, liquidity, solvency, operational efficiency and market performance. From the liquidity ratio, I came to know that Bank Asia PLC holds a good amount of liquidity in all the years. A profitability study reveals that they might be more profitable if they focused on maintaining good relations to the customers. But when I got to the efficiency analysis, suddenly I understood that they are doing well with their resources for generating income and profits. And so, they have failed the solvency test, in that they lack adequate assets against their long-term liabilities. Finally, the market ratio demonstrated steady increase throughout the years. These analyses assist the parties who are interested in evaluating investment, loan and strategic decisions. In the fourth chapter of the report, I’ve concluded that to keep their position at the top level, Bank Asia PLC needs to put high priority on providing excellent customer service that meets the needs of current customers who want efficiency and dependability. This proactive strategy increases Bank Asia PLC competitive advantage in the fast-paced market while also fostering loyalty and trust.