Investment Mechanism of Islami Bank Bangladesh Limited

Abstract

The aim of this report is to analyze, summarize, and focus on the overall mechanism of investment management operations, and profitability. This report provides a clear idea about it. I used five years data from 2018 to 2024 to do the analyze of the bank’s investment methods. Based on the findings the performance of IBBL is very good. In different mode wise investment of IBBL most of the investment held in bai-Murabaha and HPSM mode and the average value is 64.68% & 22.85% over the five years. In sector-wise investment, the bank invests most of its amount in industrial investment and in the trade & commerce sector, the average value is 53.88% and 30.41%. Division wise investment most of the investment amount used in Dhaka and Chattogram division the average value is 49.29% and 27.94% over the five years. The report indicates that yearly mode-wise, sector wise and division wise investment performance is nearly the same as the five-year average value which means the good and stable performance of the bank. Most of the investment occurs in Bai- Murabaha and HPSM mode in industrial investment, trade and commerce sector.