‘’Growth Analysis and Sustainable Earnings of the City Bank Limited’’

Abstract

This report has attempted to highlight the sustainable growth and earnings evaluation of the City Bank Limited (CBL). Being one of the oldest private commercial banks the CBL is one of the leading banks of our country. As an intern from business discipline, I got the opportunity to work with this organization and exert my best effort to make a clear study. I have exerted my level best to provide a clear view about financial health and growth of the CBL. Accordingly, I have collected ‘’Seven Years” the most used financial statements- balance sheet & income statements where balance sheet shows the financial positions and income statement shows the net profit or loss of a bank. This report is broadly categorized into seven parts. First part is for introduction where I discussed about the history of the CBL in order to find the objective, methodology and limitation. Then the second part gives an overview about the CBL. It is undoubtedly certain that this internship has a great influence in my future career plan. So in the third part of this report I explained about my internship experience what I have earned from my 3 months internship activities at the CBL. In the fourth part I have calculated some useful ratios in order to give a slight view of the CBL’s financial health. The main focus of the report is its fifth part where I have evaluated profitability using the reformulation technique in order to analyse the sustainable growth and earnings of the CBL. So in this analytical part at first I reformulated the income statement and balance sheet then based on that I analysed the seven years profitability of this bank. After that I have analysed the ‘Growth and sustainable earnings of the CBL’ based on profitability analysis. Lastly the other parts contain SWOT analysis for the CBL, some recommendation and conclusion.