Liability Operation Management of A Commercial Bank: A Case Study on Meghna Bank Limited

Abstract

There are many private commercial banks in Bangladesh. Meghna Bank Ltd is one of them. Meghna Bank is a fourth-generation bank who started their business on April 21, 2013. Meghna Bank Ltd offers different types of services to their customers. And among those services “Liability Operations Department” plays a vital role. Meghna Bank is a centralized bank where all the decisions and approvals are given by the principal branch. Meghna Bank Ltd provides all new banking services to ensure all the needs of a customer. Customers can choose from a variety of deposit and loan options at Meghna Bank. Their deposit and loan volumes are rising year after year, according to their annual report, showing that they are providing their clients with the best general and credit banking services. Clients may also take advantage of foreign exchange facilities such as currency exchange and letter of credit. Meghna Bank's profit fell down previous year, but the bank is working to improve profits by setting profit goals for each branch and department. They've formulated a strategy to improve their performance and are attempting to recruit the best officials. Their financial liquidity and securities portfolios expand year after year, enabling them to provide cash services to their customers. All the services of an account holder needs is approved by the liability operations management department.