Financial Performance Analysis of IDLC Finance Ltd

Abstract

Financial sector of any country plays an extremely important role in conducting monetary policy impulses to the entire economic system. Financing business is actually built on risk. By denying the risk no project can be done. So, the CRM department have existence because of this risk, this department task is to mitigating the risk and providing the secure loan for their potential client. As a result companies are in a process how the defaulter of loaner can be reduced and potential customer get the best out of a non-banking financial institution. So, my report is all about the attractiveness of SME loan of IDLC Finance limited. Actually, SME works as the place for job creation, circulation of money, and many more things. The whole economy depends on it because if people don’t get loan how they will invest, how they will generate money or creates the job for the unemployed. SME’s comprising a wide variety of firms of village handicraft makers, small machine shops, restaurants, printing presses, bicycle rickshaw assembly, cartwheels, electrical goods, engineering workshops, footwear, plastic products, plastic spectacle frames, print shops, specialized silk weaving, tailoring shops owned by women, building material supply, food preparation, small grocery stores, waste paper collection, etc. Even the readymade garments portion also falls under SME sector.