Comparative Analysis of Debt Management Performance of The City Bank Limited

Abstract

The report is based on the Comparative Analysis of Debt Management Performance of the City Bank Limited. Internship program is the pre- requisite for the graduation in BBA. Classroom discussion alone cannot make a student perfect in handling the real business situation; therefore it is an opportunity for the students to know about the real life situation through this program. A report has to be built for the university and organization requirement. The topic of the report is Comparative Analysis of Debt Management Performance of the City Bank Limited. The main purpose of the report becomes very clear from the topic of the report. The report discusses about the general activities of CBL bank, collection procedure and activities of debt management loan and interest rate of different bank. The report contains five chapters. In chapter one consists of introduction, origins, and objectives, scopes of the report, methodology and limitation of the report. The main objectives of the report are identifying the collection procedure and activities and overall last financial years. In chapter two describes the profile, history of CBL, vision, mission, values, organogram, highlights performance over the 5 years, SWOT analysis of the City Bank Limited. In chapter three focuses on Debt Management procedure activities which are undertaken in Retail Finance Center and various types of loan. In chapter four focuses on the general activities of CBL and compare the performance with 9 listed companies. It includes liabilities, classified loans, WC ratio, Net Interest Revenue, deposits and CFs from inverting activities. In chapter five discussed recommendations, suggestions for further actions and conclusion. Some suggestions are CBL should take necessary steps to increase its liquid asset to maintain its profit margin. City Bank Limited should charge competitive interest rate. Every employees of the CBL should train up and skilled in respective part. Through they use very popular “Finacle Software”, it becomes quite difficult to operate for the employees.