Credit Risk Analysis Based on Case Study of Al-Arafah Islami Bank Limited

Abstract

I have done the report on the basis of the case study of credit risk of Al- Arafah Islami Bank Limited . I have used both primary and secondary data to prepare the report. Also I have used the history, mission and vision of Al- Arafah Islami Bank Limited. Then in the theoretical framework I have provided where we get credit related information then what things I have to give focus when I am doing credit risk evaluation and how I have to do credit scoring. In the analysis part I have done qualitative and quantitative analysis. To do that I have used 3 years data of the Sapphire Design Limited and then done calculation in excel after that used in the report then done graph of qualitative and quantitative analysis and total graph. Also giving the assessment criteria based on that I have done how Al-Arafah Islami bank Limited used to do credit risk rating of their borrower. At last in the findings we provide what things that Al- Arafah Islami Bank Limited followed and in the recommendation give some suggestions . At last, in conclusion we see Al- Arafah Islami Bank Limited always try to get their better version about credit risk administration therefore they can increase revenues and decreases damages.