Financehttp://dspace.uiu.ac.bd/handle/52243/1922024-03-29T07:31:55Z2024-03-29T07:31:55ZMacroeconomic, governance and environmental factors on happiness: A cross country analysisHemal, Hasan Mahmudhttp://dspace.uiu.ac.bd/handle/52243/29542024-02-18T21:00:09Z2024-02-12T00:00:00ZMacroeconomic, governance and environmental factors on happiness: A cross country analysis
Hemal, Hasan Mahmud
The Happiness Index is extensive survey instrument that measures happiness from different areas of a person’s life which is also known as comprehensive measure of wellbeing. In another words, it generally indicates the satisfaction level and happiness of different countries. This research study was conducted to analyze the relationship among the World Happiness Index (WHI) and four selected variables including inflation (INF), corruption (COR), employment (EMP), air pollution(AIP). A comprehensive dataset comprising information from 218 countries was largely collected from the world happiness report and world bank database. The dataset spans from 2012 to 2019. The data that the author collected were in different forms. For this reason, the dataset has to be changed in the standardized from to do the analysis. In this research, the author utilized the correlational method to see the relationship among the five variables where two statistics software have been used (IBM SPSS and gretl). These test were utilized to establish significant relationships among the identified variables using a 5% level of significance. By analyzing the result, the author has concluded that there is a weak negative relationship between inflation and the WHI, a weak positive relationship between corruption and the WHI, a moderate positive relationship between employment and the WHI, and a weak negative relationship between air pollution and the WHI. In conclusion, the study claimed that, “the subjective well-being or Happiness” depends on the performance of countries based on the given socio-economic and environmental factors like inflation, corruption, employment, and air pollution.
2024-02-12T00:00:00ZCredit Risk Assessment of Bank Asia LimitedChakraborty, Bedotryeehttp://dspace.uiu.ac.bd/handle/52243/29112023-12-17T21:00:09Z2023-12-08T00:00:00ZCredit Risk Assessment of Bank Asia Limited
Chakraborty, Bedotryee
Credit risk stands out as a significant concern for commercial banks, arising from borrowers' failure to make regular loan payments due to either inability or unwillingness to adhere to the agreed terms. Genuine threat lies in the portfolio's performance which deviates from its anticipated value. A bank's book value is directly impacted by this risk; higher credit risks increase the chances of a bank becoming insolvent. More than 50% of risk factors in banks and financial institutions stem from credit risks alone worldwide. As a matter of fact, managing credit risk effectively has become a foremost task for financial institutions. Recognizing, assessing, alleviating, aligning, and overseeing are involved in credit risk exposures to ensure financial institution management is efficient.
The report is based on a variety of data sources, including primary sources such as the three-month internship at Bank Asia Ltd. branch in Gulshan, interviews with the branch's officers and staff members of the bank, and work experience at several desks within the branch of myself. Official website, the annual reports, the operating manual for credit risk management, and various websites, published articles were used as secondary source.
The report's findings show that it is crucial to a bank's profitability to maintain effective credit risk management. From the study it can be seen that Bank Asia Limited has implemented effective credit risk management practices, which have significant contribution to its profitability. Limitations are also highlighted in the study, which also includes difficulty banks face in sharing insider knowledge about them.
The report provides valuable insights into the effectiveness of credit risk management practices through the statistical and financial analyses. The statistical analysis methods used here includes analysis of trends, ratio evaluation, analysis of multiple regressions, and testing hypothesis to get the idea. Financial analysis was also conducted by using important financial analysis.
In a nut shell, this report provides a comprehensive analysis of the importance of effective credit risk management in the banking industry, which was specifically focused on Bank Asia Limited. Findings of the report can be used by other banks to improve their credit risk management practices and they could also enhance their profitability. The report's limitations and recommendations for future research provide a valuable contribution to the field of banking and finance.
2023-12-08T00:00:00ZOverview of Foreign Exchange policy Department at Bangladesh Bank and Its Impact on Reserve and EconomyTanzina, Ahmedhttp://dspace.uiu.ac.bd/handle/52243/28982023-11-21T11:48:26Z2023-10-18T00:00:00ZOverview of Foreign Exchange policy Department at Bangladesh Bank and Its Impact on Reserve and Economy
Tanzina, Ahmed
Bangladesh Bank, the national bank of Bangladesh, was building up in Dhaka after the freedom on sixteenth December in 1971. The Foreign Exchange Policy Department (FEPD) of Bangladesh Bank excels at handling Bangladesh's foreign exchange. The report incorporates the exercises of foreign exchange on the general economy of Bangladesh which in oversaw by the diagramming Foreign Exchange Policy Department at Bangladesh. I have accumulated viable learning about the Foreign Exchange Policy Department through working apathetic segments. This experience has filled in as a genuine showing of work at an association and it has given me the chance to get involvement about the corporate culture which would be a point of reference in my profession. This is a cover the subject "Overview of Foreign Exchange Policy Department at Bangladesh Bank and its Impact on Reserve and Economy" done as a prerequisite of my specialty as a course think about. I am doing my internship at Bangladesh Bank. In this report, I have shared my encounters and discoveries from this entry level position and other related data.
In the report, I have quickly presented the theme, errand dole out as an assistant, criticalness of the examination, technique and has been talked about the Bank profile with brief history and Bank's main goal, vision, vital plans and destinations. The principle body is containing data about Foreign Exchange Policy Department and that is the most essential piece of this report, the genuine assignment part contain data about what undertaking I had done in my internship period and project part containing the data about the improving export service in Bangladesh through Bangladesh bank. At last I have given the discoveries and proposal in view of the experience.
2023-10-18T00:00:00ZA Review of Stock Market Manipulations & Their DetectionFaysal, A. S. M. Fahad Ibnhttp://dspace.uiu.ac.bd/handle/52243/28932023-11-07T21:00:08Z2023-11-06T00:00:00ZA Review of Stock Market Manipulations & Their Detection
Faysal, A. S. M. Fahad Ibn
The study represents a thorough review of the stock market's economic significance and the
ongoing issue of manipulative practices. It draws attention to the need for precise regulatory
guidelines and continuous developments in detecting technologies. It is highlighted that
cooperation between regulators, financial institutions, and technology suppliers is essential for
upholding market integrity and encouraging further study in this area.
Conducting systematic research, data from Dimensions AI was acquired and organized for articles
published between 2019 and 2021. After a thorough data cleaning and categorization process,
visual aids like charts were utilized. This approach aimed to gain insights into the diverse methods employed for detecting stock market manipulation and enhancing market integrity. This study represents a diverse landscape of tactics utilized by participants in the financial market. It explores a wide range of strategies, from those aimed at influencing stock prices and trade volumes to collaborations among market players and the use of advanced tools like botnets for automated manipulation. Additionally, the study sheds light on modern detection approaches like machine learning, network analysis, and the strategic use of game theory. Furthermore, it emphasizes the vital role played by legal and regulatory frameworks in upholding market honesty and delves into practical risk management techniques. This narrative voyage contributes to the ongoing effort to strengthen financial markets against manipulation, fostering confidence among investors and stakeholders. In summary, these progressions in detection techniques offer a stronger and safer financial market, building confidence and trust among all involved. As researchers continue to push the limits of manipulation detection, the future holds the potential for even better market honesty and protection.
2023-11-06T00:00:00Z